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Personal Loan in Hyderabad

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?

Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

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End-to-End Digital Process

Who Can Apply for a Personal Loan in Hyderabad

The personal loan eligibility depends on the following factors:

Eligibility Criteria Salaried Applicants Self-Employed Applicants
Age 18-60 years 18-60 years
Credit Score 750+ preferred 750+ preferred
Minimum Monthly Income Rs 15,000 Rs 5 lakh p.a.
Work Experience/Business Continuity Usually 1 year of work experience 3 years of business continuity

Where to Apply for a Personal Loan in Hyderabad

You can apply for a personal loan directly from the bank or NBFC, or through Paisabazaar’s website or app. Paisabazaar helps you:

  • Get pre-approved loan offers
  • End-to-end digital processing
  • Quicker loan disbursal
  • Check your credit score for free
  • Know your chances of approval

Pre-Approved Personal Loans in Hyderabad:

At Paisabazaar, you can get pre-approved loan offers from IndusInd Bank, Axis Bank, Moneyview, Aditya Birla Capital, Hero Fincorp and other top lenders. Have a look at the interest rates of pre-approved personal loan offers available on Paisabazaar.

Need a Higher Personal Loan Amount in Hyderabad?

If you need a higher personal loan, say Rs 5 lakh personal loan (or more), you can explore personalized loan offers on Paisabazaar from 30+ top lenders.

All you just need to

  • Click anywhere on the apply section of the website or simply download the Paisabazaar App.
  • Fill in annual income details, salary bank account, employment type, current residence, etc, to get your personal loan offers.
  • You can check your eligibility and know your chances of approval.

Documents Required for Personal Loans in Hyderabad:

  • Aadhaar Card and PAN Card for identity and address verification.
  • Salary slips for the last 3 to 6 months for income verification for salaried employees.
  • Audited P&L Statement and Balance Sheet for the last 1 year for self-employed applicants.
  • Bank account statements for 1 year.
  • Employment proof includes an offer letter, work experience, or company ID.

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

Local Safety Tips for Taking Personal Loans in Hyderabad

  • Read the loan terms and conditions carefully. Interest rates and APR, processing fees, foreclosure charges, EMI penal charges, etc, can vary.
  • Avoid sharing PAN, Aadhaar via WhatsApp or unknown links.
  • No genuine lender will ask for payment before loan approval.

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

FAQs

Can I get a personal loan in Hyderabad with a low credit score?

Most lenders prefer a credit score of 750 and above. Some banks and NBFCs may offer loans to low-credit-score applicants but at a higher interest rate.

Can I get a loan in Hyderabad with a low salary?

Most lenders usually set a minimum monthly income of Rs 15,000. But for higher loan amounts, the lender may set a higher income criterion.

How long does it take to disburse a personal loan in Hyderabad?

For regular applications, loan disbursal may take 3 to 7 working days, depending on credit evaluation and documentation. For instant personal loans or pre-approved, disbursal can be within minutes to 1-2 business days.

What maximum loan amount can you apply for in Hyderabad?

Most lenders offer a personal loan for a loan amount up to Rs 40 lakh. The eligible loan amount would depend on your credit profile and the lender’s policies.

What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026
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Sushmita Mishra profile
Written By
Sushmita Mishra
Shamik Ghosh profile
Reviewed By
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001

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